We’ve created the budgeting sheet below for you to populate with your incomings and outgoings, to show you clearly where your money is going.
Fill it out with all the main payments you can think of, and if you’re still struggling to work out what isn’t adding up, we can help. This budgeting form is yours to take away, so we’d advise coming back to it each month to stay on top of your spending.
Click on File > Make A Copy to get an editable version on Google Docs,
or File > Download > Microsoft Excel (.xls) to get an offline version.